Behind on your books

Behind on Your Books? That Is Fixable

Three months or three years — we reconstruct it, reconcile it and hand it back tax-ready. No lectures, and a fixed quote before we start.

Fixed-scope quote · Certified ProAdvisor · We have seen worse, genuinely

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Behind on your books

What being behind actually costs.

Beyond the obvious. These are what make it worth fixing now rather than later.

You cannot see the business

Without current books you cannot know whether you are profitable, which products work, or whether you can afford to hire. Every decision becomes instinct.

Tax gets estimated, badly

Filing without proper records means overpaying to be safe, or underpaying and finding out later with penalties attached.

Deductions get missed

Expenses nobody recorded are deductions nobody claimed. Across a year of unreconciled records this is usually a meaningful figure.

Financing becomes impossible

No lender, investor or buyer moves without financial statements. Being behind quietly closes options you may not know you wanted yet.

It compounds

Every month adds transactions to reconstruct and pushes bank records further toward the edge of what can still be downloaded.

It occupies your head

Most people who call us have been avoiding it for months. The relief when it is done is consistently the thing they mention afterwards.

The specific thing

You are much less unusual than you think.

Almost everyone who contacts us about catch-up work opens by apologising.

They do not need to. Falling behind is what happens when a business grows faster than its admin — a symptom of the business working, not of the owner failing. The people who never fall behind usually have less going on.

What matters is the order of operations. Reconstruct oldest first, because opening balances flow forward and a year fixed out of order has to be fixed twice. Reconcile each month fully before moving on. Never estimate a figure you can still retrieve — bank records are usually available for seven years, so very little is genuinely lost.

And price it as a one-time project, separate from ongoing work. Catch-up absorbed into a monthly retainer is how an engagement becomes resented by both sides.

How it works

How catch-up runs.

Oldest first, month by month, nothing estimated that can be retrieved.

1. Free assessment

How far back, what records exist, what is missing. An honest picture of the size of the job before any commitment.

2. Fixed-range quote

A one-time fee based on months behind and volume, quoted as a range and confirmed once we have seen the files.

3. Reconstruction

Oldest period first. Each month reconciled fully before the next, so opening balances carry forward correctly.

4. Tax-ready handover

Financials for every period, a list of what we found, and everything your CPA needs. Then stay monthly, or do not.

What's included

Catch-up work includes.

Clear deliverables, every month — nothing vague.

Every month reconstructed and reconciled, oldest first
Bank and credit card statements retrieved and reconciled in full
Transactions categorised properly, not swept into a catch-all account
Missed deductions identified as we go
Financial statements produced for every catch-up period
A written list of what was wrong and how it was resolved
Everything handed to your CPA in the form they need
A clear route onto monthly bookkeeping if you want one
Good to know

Catch-up bookkeeping questions.

01I am two years behind. Is that too far?
No. Two years is common and entirely doable. Bank records are usually retrievable for seven years, so the work is larger but not different in kind.
02What does catch-up bookkeeping cost?
It is priced as a one-time project on months behind and transaction volume, quoted as a range after a free assessment. It is deliberately kept separate from any monthly plan so neither hides inside the other.
03I have lost some receipts. Does that stop it?
No. Bank and card statements carry most of what is needed, and we tell you specifically where a missing receipt actually matters. That list is shorter than people expect.
04Will you judge how bad it is?
No, and we mean it. Falling behind usually means the business grew faster than the admin. We have opened files that had not been touched in three years.
05How quickly can it be done?
A few months of a small file is about a week. Two years of a busy ecommerce business is four to six weeks. If there is a filing deadline, tell us and we work to it.

Let us tell you how big the job actually is.

Free assessment, no obligation, no lecture. Most people find it is smaller than they feared.

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